If you’ve been injured while on the clock for your job, you are likely eligible for worker’s compensation. If your injury took place during the performance of the duties of your job you should be able to claim compensatory benefits. However, getting compensation for an injury and injury related losses from your employer is not always as cut and dry as it should be. Many workers who have been injured on the job have run into a great deal of red tape and/or have been given the run around by their employers. Many times, an injury can make it impossible for a worker to go back to work for some time and can even lead to a lengthy recovery. During this time, the company that employs you should be responsible for the lost income that results from your inability to work. The important thing to remember is that, if your injury was work related, compensation by your employer is required by law.
It is your right to claim benefits in a situation where you were injured performing the tasks of your job. In workers compensation, who was at fault for the injury is not supposed to be taken into consideration. As long as your injury was the direct result of your job, workers comp is there to cover medical expenses and wages lost due to the injury and your recovery time. There are further options available to you if your injury causes disability – for example, vocational training is sometimes offered to help place you into another paying job that you will be able to perform after your recovery. These additional benefits depend on the specifics of your injury and recovery time. It’s important to keep in mind that your health may change for the worse as a result of the injury, after a settlement is made, and that you can still hold the employer responsible for extended medical treatment, recovery expenses and further lost wages.
While some employers will readily compensate you for lost wages and medical expenses, others will do what they can to get out of providing benefits or making a settlement. As you are probably already aware, insurance companies are always looking for a way to get out of paying out on a claim and worker’s compensation insurance is no different. It’s important to be prepared for the fact that your employer’s workers comp insurance will look for any excuse to deny your claim. If you find, or have found, yourself in this type of circumstance, keep in mind that the law entitles you to compensation for a work related injury. If the process looks like it will be outside of your control, you can hire an attorney to help ensure that you get the compensation and benefits that are due to you. An attorney can file a motion for a court approval on your claim. However, even in the event that an insurance company has accepted responsibility on your claim, hiring a good attorney can insure that you get all the compensation and benefits that are coming to you. When given the leeway, insurance companies will try to play by their own rules. Their goal is always to pay out the smallest amount on a claim as possible. Since they have attorneys working for them in order to minimize the amount they need to pay out, it’s a good idea to have an experienced attorney on your side to make sure that you are not getting taken advantage of.