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How to Become a Life Insurance Agent

Becoming a life insurance agent can be amazing job, because the insurance industry is essentially recession proof. Moreover, most life insurance agents can make 6 figure salaries and they say that nothing beats the feeling of handing a check to a family who has just lost a loved one so that they can move on with their lives on a more positive note. If you ask any insurance agent about their job they will gladly tell you that the pros definitely far out weight the cons. Yet, you need to be cut out for the job in order to succeed and enjoy the career. You will be working with people on a daily basis, it might be stressful and you need to be an excellent problem solver. Here is how you can become a life insurance agent.

First, you need to know if you are prepared for the job. If you are jumping into the life insurance business because you don’t know what else to do for employment, it might not be such a good idea. It is important that you accurately way the reasons why you want to become a life insurance agent. You also need to be an extreme people’s person. In order to make the high salary that you want to make you need to build relationships with clients, which might take years. So you need to be prepared, patient and take things slow.

Next, when you have finally decided that the life insurance industry is right for you, you need to procure your license. One license is your life insurance certification that says you completed 36 hours of courses, whether in an actual classroom or online. Some of these classes can be costly so you might have to raise some funds from family and friends in order to sign up for the necessary courses. The other license, which is only required in some states, is a health producer license, because many insurance companies offer health related products or benefits.

After you’ve received your necessary certification, it is now time to start looking for a job. You will usually start off at a low position, so it import not to decline a job offer that might put you lowest on the totem pole. You want to start somewhere and over time you can easily work your way to the top once you know the ropes and have enough clients.

Lastly, once you secure your job it is time to secure clients. You want to start out by offering inexpensive term life insurance quotes to your first few clients so that you can build a little bit of a reputation and to maintain loyalty. Soon enough, you will find a way to accommodate all your client’s needs, no matter what they are. However, it important that you are prepared for a few angry phone calls from clients who might not be entirely happy with their last life insurance company or agent. All you have to do is put them at ease and then it’s all downhill from there.

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